The Retirement Playbook with Dale Tondryk

Ep 37: State of the American Pension Plan

March 18, 2021

Is the pension becoming a thing of the past? More and more people are having to create income plans that don’t include a pension and it can present a different set of challenges. Today we’ll discuss the state of the American pension plan and what you need to know with and without one.


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What we discuss on this episode: 

1:13 – How many Minnesota companies still offer a pension?

2:05 – Lack of pensions impacts planning

3:18 – Does pensions put you in a better position?

4:40 – Buyout or lump sum?

7:07 – Planning for inflation

8:04 – Having a plan for the pension

8:44 – Final thoughts on pensions